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What to Do After a Car Accident in Miami

Car accidents can happen very unexpectedly and can bring unwanted stress into your life. No matter how carefully you drive, sometimes auto accidents are unavoidable. If you are in a car accident in Miami or North Miami, here are some helpful tips on what you can do to handle the aftermath and how to start the claims process (if you believe there is one).

Evaluate the Situation

After the accident, immediately see if anyone is injured. If so, call 911 to get an ambulance and police on the scene. If nobody is hurt, it’s still a good idea to call the police, so they are there to officially document the accident. Alerting the police can be quite useful if you have to file a report with your insurance company. If the vehicles are still drivable, move them to a safe nearby location such as the shoulder or a nearby road. You want to make sure you aren’t obstructing other drivers from safely traveling on the road.

Document the Accident

In the state of Florida, victims of auto accidents are required to give specific information to a law enforcement officer for documentation. In you are in an auto accident in the Miami , Broward or Palm Beach area, you will likely be asked to provide the following information:
  • Name
  • Address
  • Vehicle Registration
  • Drivers License
If you do not call an officer to the scene of an accident, you will need to file a crash report within ten days of the accident. Some car insurance companies offer free smartphone apps that allow their customers to help document the details of a crash scene. You can visit your auto insurance company’s website to see if they have an app for their customers to use in an auto-accident situation.

Don’t Put the Blame on Yourself

When you are in an auto accident, it’s important to remember that anything you say while at the crash scene could be used against you when filing an insurance claim. Make sure that you do not say the accident was your fault, even if you think it may have been. Also, if you think you are unharmed by the accident, but are asked by police or the paramedics if you are injured, provide a vague response like, “I don’t believe I need medical attention at this moment.” You may be injured and not realize it at the time.

Get Treatment for your Auto Accident Injury

After being in an auto accident, you may suffer a variety of different injuries depending on the severity of the accident. One of the most common injuries in auto accidents is soft tissue damage, which is caused by whiplash during the crash. Soft tissue damage of muscles, ligaments and tendons can result in swelling, pain, bruising and damage.  Soft tissue injuries are classified as:
  • Contusions (bruises)
  • Sprains
  • Tendonitis
  • Muscle Spasms
  • Headaches
  • Bursitis
  • Dizziness
  • Nausea
  • Stress Injuries
  • Strains
Contact the offices of Dr. Keren Gomez today at 305-761-6528 to learn all about how our chiropractic treatment can help with your auto injury. We focus on treating all soft tissue injuries from auto accidents, and we are committed to helping our patients minimize their pain and stress.

Who Pays Medical Bills After a Car Accident in Miami

If you have been in a car accident in Miami or North Miami, it’s important to make sure you are aware of what happens in the aftermath of the crash. If you are injured in a car accident, you must determine who was at fault and what type of coverage is held by the drivers to make an insurance claim. Below is some information on how the medical costs would impact you and the other party involved in the accident.

Injured Party’s Medical Expenses:

It is important to note that Bodily Injury Liability (BI) coverage is not required to drive an automobile in the state of Florida legally. This means that for any accident in Miami, your Personal Injury Protection (PIP) coverage would kick into play. Florida is one of ten states that offers PIP (no fault) auto insurance, and this insurance provides injured drivers with up to $10,000 in immediate medical coverage instead of determining fault through the court system. Once you’ve used up your PIP benefits and decide you want to make a claim against the driver at fault for the crash, your attorney will help prepare your claim. Keep in mind that the opposing insurance company will want to minimize their payout, so your claim heavily relies on the ability of your attorney to present a strong case.

Uninsured and Underinsured Auto Accidents ( UM )

In some cases, after you’ve used up your PIP coverage, the other driver has no other insurance or coverage that is sufficient to cover any costs related to your injury. In situations like this, your uninsured or underinsured motorist coverage can sometimes cover the damage caused by the negligent party. If the negligent party was underinsured, your insurance will cover any difference between your losses and the amount received from the other party’s insurance company. If you don’t have this coverage, you should contact an attorney to receive compensation for your injuries from the accident. Collecting compensation through your uninsured motorist coverage can be complicated, as insurance companies require a much lengthier investigation that consists of many steps before they make any settlement. Unfortunately, insurance companies often try to limit payouts based on how much they believe a claim is worth after their investigation. If you receive a payout that you don’t believe adequately covers your losses, your attorney may be able to file a lawsuit against your insurance company to try and receive additional compensation.

Let Dr. Keren Gomez and her team Treat Your Auto Injury

Please note that if your insurance has expired, or maybe you were driving with out auto insurance and you have an attorney, you can go to the office of Dr. Keren Gomez for treatment under a Letter of Protection (LOP). Contact us today at 305-761-6528 to learn all more about how our chiropractic treatment can help with your auto injury.

What to Do After a Car Accident in Miami

Car accidents can happen very unexpectedly and can bring unwanted stress into your life. No matter how carefully you drive, …

Who Pays Medical Bills After a Car Accident in Miami

If you have been in a car accident in Miami or North Miami, it’s important to make sure you are aware of what happens in …